A static UPI QR code contains only your UPI ID (and payee name), so a customer scans it, types in any amount, and pays — the same code works for every transaction, which is ideal for a shop counter, tip jar or donation box. A fixed-amount (dynamic-style) QR additionally encodes the am parameter, so when the customer scans it the amount is pre-filled and they only confirm and enter their UPI PIN. In this tool, leaving the amount field blank produces a static code; setting an amount produces a fixed-amount code. Both encode the standard upi://pay deep link and work with every UPI app.

The tool builds the standard upi://pay deep link defined by the NPCI UPI Linking Specification — pa for the payee VPA, pn for the payee name, optional am and tn, and cu=INR — with each value percent-encoded. Because that format is the common UPI standard, scanning the QR with Google Pay, PhonePe, Paytm, BHIM or any bank UPI app opens a pre-filled payment screen. Always do one test scan with your own phone before printing the code at size, since you want to confirm the payee name and VPA appear correctly in your app.

Your UPI ID, payee name, amount and note are assembled into the upi://pay link and encoded into the QR entirely in your browser using a bundled library — there is no server call and no CDN, so nothing is uploaded or stored, and it works offline once cached. The tool does not contact any bank or NPCI, does not check whether the VPA is real or registered, and does not process, collect or settle money; the actual payment happens inside the payer’s UPI app. Because the QR is a payment instruction, double-check the VPA before printing or sharing — funds go to exactly the UPI ID you encode.

After entering your UPI ID and payee name (and leaving the amount blank for a reusable static code), scroll to the printable Scan & Pay card section. The tool draws a clean card on a local canvas with your payee name, UPI ID, the amount if you set one, and the QR with a “Scan with any UPI app” caption. Click Download card PNG to save it or Print card to send it to your printer at about 110mm wide. Place it at the counter and customers can scan and enter what they owe. Everything is rendered locally, so nothing is uploaded.